Heres my battery (1020), its been going pretty good on usage...during this usage i played PvZ for an hour, about 2 hours of browsing, 20-25 texts, 3 phone calls, Nokia MixRadio 1 hr and a bunch of emails.
Wifi (always) ON, All Data LTE/4G/3G/2G, Medium Brightness, 5 Emails sync hourly, a bunch of apps running in background (Weatherflow, WPC, battery saver, Words with Friends, many more), double tap ON
OFF: Bluetooth, Glance, No Cortana (in Canada, not default), Find Phone, Backups, Location, NFC, internet sharing, Battery Saver (always OFF)
Also note, no battery monitoring apps installed...i prefer this route as i spend a lot less time analyzing every detail