My Lumia 950 is my daily driver.
On the bus into work and coming home from work I use it to while away the time by having a quick look at Facebook, Instagram, Twitter, new articles on MSPowerUser and Windows Central apps, and then checking mTalk (for the Windows Central forums) and Readit. If traffic is particularly bad, I will also look at the BBC News website via Edge and maybe even get time to look at Flipboard!
If I awake earlier than my alarm, and am fairly full awake and there's not long until my alarm goes off then, from the comfort of my bed, I'll have a quick look at Facebook, Instagram and Twitter then instead.
If I don't go out at lunch time, then I'll sit at my desk and have a check of some of the aforementioned apps. They are my main apps.
Sometimes I need to travel for work, so if I'm travelling by train I'll listen to some of my music via Groove.
Not so long ago, I got a USB-C to HDMI adapter and a new monitor, so when I get home from work I plug the adapter into my phone to use in Continuum mode. I can do most things pretty much in Continuum that I could on my Surface Pro 4. This includes general light internet browsing, emails, using Excel, updating my money tracking app (Money Tracker Pro - I highly recommend, there's a free trial and it gets regular updates from the developer), even responding to these forums and Reddit via mTalk and Readit apps respectively.
(I don't always use Continuum - for more intensive things I use my SP4.)
When finished with Continuum, obviously it reverts to being a phone. I always speak to my parents every night (by the regular phone, not Skype), then there's WhatsApp conversations with friends. The occasional email.
I use Cortana to search if something comes to mind, to set reminders, to set a timer if I'm cooking for example.
I use an app called Smart Cart for grocery shopping lists. I like to plan my meals in advance and use an app called Recipe Keeper Pro (I believe this app is available on all platforms) which has a meal planner section - I also use it to store some recipes.
Before I go to bed, I have a last quick look at Facebook, Instagram and Twitter.
When doing chores that take a while - such as gardening and ironing, I will listen to my music via Groove.
My 950 and W10M does everything I need it to.
Sent from mTalk