Thanks for your response. I appreciate it. I've actually thought about the Lumia 950XL, and although I think overall it's better than the Lumia 950 I think the screen size might be too big. I've been looking on both Amazon and eBay, and it seems that there are some pretty good deals for used models priced more or less at £93 which I think is a fair price.
It's a fair price, to provide some perspective the lowest a Lumia 930 goes for these days is £40 if you're lucky otherwise it's usually about £50. The first Lumia 930 I bought was about £80ish from Musicmagpie on ebay and the second one bought was about £50ish.
The HP Elite X3 might be a bit outside my budget, but I still might consider it being that it was released earlier than the Lumia 950. But I have to agree that it's hard to beat the Lumia cameras.
Actually it's the other way round, L950 was released in 2015 and the elite x3 was released in 2016 :winktongue:.
You're absolutely right. I'm not a heavy app user

and I don't see that changing anytime soon. Most of those tasks I prefer on my laptop anyway. Plus I'm not a big "social" person. I mainly use the phone to make calls, check email, news, and sports. There are some apps that at times I wish I could install, but it's definitely not a deal breaker.
I figured as much lol, I used to use my laptop for almost everything until Microsoft botched the ACPI drivers with Windows 10. Now I use my desktop more although I still use my laptop for work, however strangely I prefer my desktop now... so much more breathing room haha.
I keep reading how Microsoft is going to end support for Windows mobile in December of 2019, so I'm not sure if it's smart to invest in the Lumia 950. I'd rather not jump ship to Android. What'd you think?
Thanks again for all of the information, and for the names of the accessories.
To be honest, there will be cumulative updates for awhile yet as the main support cycle was to end this year Jan 2018 but it was extended. I feel and hope it will be extended again in terms of cumulative security patches. In terms of features, there won't be any anytime soon I reckon although they will have to provide a update to enable WPA3 at one point or another for the corporations that still are using WM10 through software assurance agreements - Corporations don't really upgrade that quickly...
The biggest hope most of us have is by Dec 2019 we may see the mythical andromeda device come onto the market. They would be absolutely foolish not to have a Windows based mobile device on the market that they can use to show case the power of microsoft pay, xcloud, uwp, pwa, Cortana and Azure. As they would be totally foregoing a massive chunk of users that they can get on board with xbox game pass and the enterprise with office 365.
In regards to L950, I've just gone through ebay and the cheapest buy it now option I see for the Lumia 950 is £40. I would say you can get one in decent quality but try to spend as little as possible on the phone.
In terms of continnum I'm not sure well the L950 will perform but you can get the HD-10 for £25 off amazon (prime delivery available) but it's about $58 bucks to ship to the US and that's not counting the import duties.
Going forward, I would say download the fitbit app and have it attached to your account so you can download it later from my library should the worst case scenario arise and it's also removed from the store.
The reason I suggest this is because of fitbit pay (the easiest way to set it up is the wallet section of the fitbit app supported on phone, hub even hololens), Microsoft Pay is only in the US and the only way anyone is going to get mobile payments using WM10 outside the US is with something like Fitbit pay. Sure, that involves getting a fitbit (there is a US only :grincry: blackfriday sale on Fitbit's website lol) but right now there aren't many options in that regard let alone health tracking / smart watch as the Vector smartwatch start up and Pebble have been acquired by Fitbit.
Garmin pay maybe an option but there is no Windows app from Garmin and same goes for Samsung pay. The other reason is due to popularity of Fitbit - we are more likely to see more retailers + banks support Fitbit pay. Therefore as I said not many options... when comes to the whole package - smartwatch, health tracking and mobile payments.
So it will have to be something like Fitbit pay until Microsoft gets their act together and enables us to use Microsoft Pay outside the US but I'm not holding my breath.