I have a Lumia 928 on Windows 8.1. I am stuck in cell phone hell. I use Verizon as a carrier. I keep hearing Microsoft is the reason I cannot get the 950-XL. I use my Windows phone primarily for business.. I don't play with apple toys. Microsoft has left me behind. Where do I go from here. I have been using Microsoft phones since they hit the market. No matter what anyone says... I know for an absolute fact the 950-XL will not work on Verizon even unlocked.