I can confirm this worked for my ATT 1020 that I had unlocked by ATT so I could use it on T-Mobile USA. I used an Orange SIM card I bought off
Amazon.
What I am more curious about is how we gain the ability to use our phones without resorting to a workaround - ie you install Access Point and it just works! I actually contacted Nokia technical support about this, needless to say they were beyond unhelpful.
Despite the fact that my phone works now after using the method, and the fact that the error message (before using this workaround) says that I just need to upgrade my T-mobile plan to enable internet sharing (catch-22, the plan already supports sharing), they continued to state that ANY Lumia devices in the US and Canada are only meant to work on the carrier they are branded for.
The obvious catch-22 here is that Nokia does not sell any unlocked devices directly to anyone in North America, so you really have no option but to buy an ATT or T-Mobile phone. The other catch-22, regarding the internet sharing error message and the fact that the work around does enable a 100% functional phone, is that apparently it is Nokia corporate policy to not enable 100% functionality across carriers for North American phones that have been unlocked. This would probably explain why having access point installed and having all of your settings correct always results in the phone not working with internet sharing.
I'm not sure if this is a problem that can be fixed through T-Mobile changing something on their end or something Nokia needs to fix. My gut feeling is that it is Nokia who can solve this ultimately, but obviously they are not willing to fix it. Most likely because of contracts with ATT.
Tl/Dr - Nokia claims they cannot guarantee service outside of the network is branded for, and that their policy is to not allow the phones to function 100% after they have been unlocked.
What else can we do though? Email Elop? It seems that we are going to be punished with a not-100% functional phone for unlocking a device legally, using a compatible network and service plan, and using the standard method of using Access Point to configure the phone. The only way to get these phones working is to use a strange method to circumvent what seems to be an intentional restriction.