My default as of now has been "Backlight" and ISO set to 100 (100 when you have good light, 800 for low light), I also try to avoid the flash if possible. If you need a little more light you can bump exposure values, 2 if you need more light and -2 if you need less light. White balance is dependent on your location of course but auto seems to a decent job most of the time.  As a general rule the flash ruins color and depth of field so if you can avoid it do so, that's not always possible though. I haven't run into a lot of situations where my settings don't work though. Of course, as soon as I start to lose daylight I start shooting in night mode. 
I like your idea of sharing settings though. What works best for everyone?
				
			I like your idea of sharing settings though. What works best for everyone?
 
	 
 
		
 
 
		 
	 
			 
 
		 
	
 
 
		

 
 
		 
	 
 
		



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